{"id":13272,"date":"2019-01-16T14:31:37","date_gmt":"2019-01-16T14:31:37","guid":{"rendered":"https:\/\/www.viager-equilibre.lu\/de-verkeefer-an-dliewensrente-besat-ouni-rente\/"},"modified":"2019-01-16T14:31:37","modified_gmt":"2019-01-16T14:31:37","slug":"de-verkeefer-an-dliewensrente-besat-ouni-rente","status":"publish","type":"page","link":"https:\/\/www.viager-equilibre.lu\/lb-lu\/de-verkeefer-an-dliewensrente-besat-ouni-rente\/","title":{"rendered":"De Verkeefer an d&#8217;Liewensrente besat ouni Rente"},"content":{"rendered":"<h3><strong>Definitioun vum Liewensrente besat ouni Rente<\/strong><\/h3>\n<p>Eng <strong>Liewensrente besat ouni Rente<\/strong> ass en direkten Verkaf vun Immobilien, fir deen de ganze Pr\u00e4is a boer bezuelt g\u00ebtt, awer mat enger Liewensdauerbesetzung duerch en notaris\u00e9iertem Notzungs- a Wunnrecht<\/p>\n<p><strong>Fir ween? Fir wat ?<\/strong><\/p>\n<p>Verkeefer d\u00e9i e Package m\u00e9i w\u00e9i 30% vum Maartw\u00e4ert vun der Immobilie w\u00ebllen oder mussen kr\u00e9ien an \/ oder fir Verkeefer d\u00e9i keng Liewensrente brauchen fir hir Pensioun z&#8217;erg\u00e4nzen<\/p>\n<p>Hien kann och en Deel oder de ganze gesammelt Pr\u00e4is setzen:<\/p>\n<ul>\n<li>A finanzielle Liewensrente mat verluerene Fongen mat der Empfang vun enger Liewensdauer Annuit\u00e9it oder,<\/li>\n<li>An der Liewensvers\u00e9cherung d\u00e9i eng monatlecht Bezuelung an d&#8217;Empfang vum Kapital um Enn garant\u00e9iert<\/li>\n<\/ul>\n<p><strong>Konditiounen:<\/strong><\/p>\n<p>De <strong>Verkeefer<\/strong> kann d\u00e9i verkaafte Immobilie net lounen, well hie profit\u00e9iert vun engem Notzungs- a Wunnrecht dat en notaris\u00e9ierten a pers\u00e9inleche Recht ass.<\/p>\n<p>De <strong>Verkeefer<\/strong> muss keng Grondsteier m\u00e9i bezuelen oder gr\u00e9isser \u00cbnnerhaltsaarbechten w\u00e9i den Daach oder de Kessel am Fall vun engem Haus a gr\u00e9isser Aarbechten w\u00e9i Renovatioun a Lift am Fall vun engem Verkaf am Co-Proprietaire.<\/p>\n<p>Am Fall vu fr\u00e9ie Ver\u00ebffentlechung profit\u00e9iert de Verkeefer vun enger finanzieller Belounung beim Iwwerreechung vun de Schl\u00ebsselen.<\/p>\n<p><strong>W\u00e9i g\u00ebtt de Pr\u00e4is berechent?<\/strong><\/p>\n<p>De <strong>Verkafspr\u00e4is vun enger Liewensrente<\/strong> ass gl\u00e4ich dem wirtschaftleche W\u00e4ert vun der besat Immobilie, dh e Pr\u00e4is reduz\u00e9iert mat + oder &#8211; 50% vum Maartw\u00e4ert vun der Immobilie ofh\u00e4ngeg vum Alter vum Verkeefer(en), et ass verstanen datt de Keefer keeft Immobilien, d\u00e9i hien er\u00e9ischt nom Doud vum Verkeefer (en) w\u00e4ert benotzen<\/p>\n<p><strong>Firwat ass dat interessant fir de Keefer?<\/strong><\/p>\n<p>Hie<strong> ka l\u00e9ine fir s\u00e4i Kaf ze finanz\u00e9ieren<\/strong>, well d&#8217;Bank d&#8217;M\u00e9iglechkeet huet eng Hypoth\u00e9ikgarantie ze huelen<\/p>\n<p>Hien huet keng<strong> Liewensrente<\/strong> ze bezuelen (de Betrag vum Pr\u00e4is ass also net zouf\u00e4lleg)<\/p>\n<p>De Keefer ass n\u00ebmmen mat enger Gefor konfront\u00e9iert: <strong>d&#8217;Dauer vun der Besetzung verbonne mat der Liewensdauer vum Verkeefer<\/strong><\/p>\n<p>An engem Wuert, d&#8217;<strong>Liewensrente besat ouni Rente<\/strong> ass eng intelligent finanziell L\u00e9isung, d\u00e9i de Verkeefer et erlaabt weider doheem ze liewen ouni hiert Liewens\u00ebmfeld z&#8217;\u00e4nneren, a profit\u00e9iert vun enger substantieller Zomm Suen d\u00e9i se doheem benotzen oder ausginn. W\u00ebnsch, ausser Ierfschaft an Netto vun Haaptstad Gew\u00ebnn Steier wann hien seng Haaptresidenz verkeeft<\/p>\n<p><em><strong>&#8220;Verkaafen vun engem besat Liewensrentenhaus adress\u00e9iert de Problem vun der Finanz\u00e9ierung vu Pensiounen an Ofh\u00e4ngegkeet fir de Verkeefer an de Keefer&#8221;<\/strong><\/em><br \/>\n\u200b<\/p>\n<p><a href=\"https:\/\/www.viager-equilibre.lu\/lb-lu\/viager-berechnung-gratis-viager-etude-rente-bouquet\/\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-12487 size-medium\" src=\"https:\/\/www.viager-equilibre.lu\/wp-content\/uploads\/2019\/01\/etude-viagere-gratuite-224x300.jpg\" alt=\"\" width=\"224\" height=\"300\" srcset=\"https:\/\/www.viager-equilibre.lu\/wp-content\/uploads\/2019\/01\/etude-viagere-gratuite-224x300.jpg 224w, https:\/\/www.viager-equilibre.lu\/wp-content\/uploads\/2019\/01\/etude-viagere-gratuite-112x150.jpg 112w, https:\/\/www.viager-equilibre.lu\/wp-content\/uploads\/2019\/01\/etude-viagere-gratuite.jpg 300w\" sizes=\"(max-width: 224px) 100vw, 224px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Definitioun vum Liewensrente besat ouni Rente Eng Liewensrente besat ouni Rente ass en direkten Verkaf vun Immobilien, fir deen de ganze Pr\u00e4is a boer bezuelt g\u00ebtt, awer mat enger Liewensdauerbesetzung duerch en notaris\u00e9iertem Notzungs- a Wunnrecht Fir ween? Fir wat ? Verkeefer d\u00e9i e Package m\u00e9i w\u00e9i 30% vum Maartw\u00e4ert vun der Immobilie w\u00ebllen oder&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-13272","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>De Verkeefer an d&#039;Liewensrente besat ouni Rente - Equilibr\u00e9iert Liewensrente<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.viager-equilibre.lu\/lb-lu\/de-verkeefer-an-dliewensrente-besat-ouni-rente\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"De Verkeefer an d&#039;Liewensrente besat ouni Rente - Equilibr\u00e9iert Liewensrente\" \/>\n<meta property=\"og:description\" content=\"Definitioun vum Liewensrente besat ouni Rente Eng Liewensrente besat ouni Rente ass en direkten Verkaf vun Immobilien, fir deen de ganze Pr\u00e4is a boer bezuelt g\u00ebtt, awer mat enger Liewensdauerbesetzung duerch en notaris\u00e9iertem Notzungs- a Wunnrecht Fir ween? Fir wat ? Verkeefer d\u00e9i e Package m\u00e9i w\u00e9i 30% vum Maartw\u00e4ert vun der Immobilie w\u00ebllen oder...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.viager-equilibre.lu\/lb-lu\/de-verkeefer-an-dliewensrente-besat-ouni-rente\/\" \/>\n<meta property=\"og:site_name\" content=\"Equilibr\u00e9iert Liewensrente\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.viager-equilibre.lu\/wp-content\/uploads\/2019\/01\/etude-viagere-gratuite-224x300.jpg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/de-verkeefer-an-dliewensrente-besat-ouni-rente\\\/\",\"url\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/de-verkeefer-an-dliewensrente-besat-ouni-rente\\\/\",\"name\":\"De Verkeefer an d'Liewensrente besat ouni Rente - Equilibr\u00e9iert Liewensrente\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/de-verkeefer-an-dliewensrente-besat-ouni-rente\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/de-verkeefer-an-dliewensrente-besat-ouni-rente\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/wp-content\\\/uploads\\\/2019\\\/01\\\/etude-viagere-gratuite-224x300.jpg\",\"datePublished\":\"2019-01-16T14:31:37+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/de-verkeefer-an-dliewensrente-besat-ouni-rente\\\/#breadcrumb\"},\"inLanguage\":\"lb-LU\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/de-verkeefer-an-dliewensrente-besat-ouni-rente\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"lb-LU\",\"@id\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/de-verkeefer-an-dliewensrente-besat-ouni-rente\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/wp-content\\\/uploads\\\/2019\\\/01\\\/etude-viagere-gratuite-224x300.jpg\",\"contentUrl\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/wp-content\\\/uploads\\\/2019\\\/01\\\/etude-viagere-gratuite-224x300.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/de-verkeefer-an-dliewensrente-besat-ouni-rente\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"W\u00ebllkomm\",\"item\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"De Verkeefer an d&#8217;Liewensrente besat ouni Rente\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/#website\",\"url\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/\",\"name\":\"Equilibr\u00e9iert Liewensrente\",\"description\":\"Liewensrente Spezialist am G.D vu L\u00ebtzebuerg\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"lb-LU\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/#organization\",\"name\":\"Equilibr\u00e9iert Liewensrente\",\"url\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"lb-LU\",\"@id\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/logo.png\",\"contentUrl\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/logo.png\",\"width\":300,\"height\":105,\"caption\":\"Equilibr\u00e9iert Liewensrente\"},\"image\":{\"@id\":\"https:\\\/\\\/www.viager-equilibre.lu\\\/lb-lu\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"De Verkeefer an d'Liewensrente besat ouni Rente - Equilibr\u00e9iert Liewensrente","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.viager-equilibre.lu\/lb-lu\/de-verkeefer-an-dliewensrente-besat-ouni-rente\/","og_locale":"en_US","og_type":"article","og_title":"De Verkeefer an d'Liewensrente besat ouni Rente - Equilibr\u00e9iert Liewensrente","og_description":"Definitioun vum Liewensrente besat ouni Rente Eng Liewensrente besat ouni Rente ass en direkten Verkaf vun Immobilien, fir deen de ganze Pr\u00e4is a boer bezuelt g\u00ebtt, awer mat enger Liewensdauerbesetzung duerch en notaris\u00e9iertem Notzungs- a Wunnrecht Fir ween? Fir wat ? Verkeefer d\u00e9i e Package m\u00e9i w\u00e9i 30% vum Maartw\u00e4ert vun der Immobilie w\u00ebllen oder...","og_url":"https:\/\/www.viager-equilibre.lu\/lb-lu\/de-verkeefer-an-dliewensrente-besat-ouni-rente\/","og_site_name":"Equilibr\u00e9iert Liewensrente","og_image":[{"url":"https:\/\/www.viager-equilibre.lu\/wp-content\/uploads\/2019\/01\/etude-viagere-gratuite-224x300.jpg","type":"","width":"","height":""}],"twitter_card":"summary_large_image","twitter_misc":{"Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.viager-equilibre.lu\/lb-lu\/de-verkeefer-an-dliewensrente-besat-ouni-rente\/","url":"https:\/\/www.viager-equilibre.lu\/lb-lu\/de-verkeefer-an-dliewensrente-besat-ouni-rente\/","name":"De Verkeefer an d'Liewensrente besat ouni Rente - Equilibr\u00e9iert Liewensrente","isPartOf":{"@id":"https:\/\/www.viager-equilibre.lu\/lb-lu\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.viager-equilibre.lu\/lb-lu\/de-verkeefer-an-dliewensrente-besat-ouni-rente\/#primaryimage"},"image":{"@id":"https:\/\/www.viager-equilibre.lu\/lb-lu\/de-verkeefer-an-dliewensrente-besat-ouni-rente\/#primaryimage"},"thumbnailUrl":"https:\/\/www.viager-equilibre.lu\/wp-content\/uploads\/2019\/01\/etude-viagere-gratuite-224x300.jpg","datePublished":"2019-01-16T14:31:37+00:00","breadcrumb":{"@id":"https:\/\/www.viager-equilibre.lu\/lb-lu\/de-verkeefer-an-dliewensrente-besat-ouni-rente\/#breadcrumb"},"inLanguage":"lb-LU","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.viager-equilibre.lu\/lb-lu\/de-verkeefer-an-dliewensrente-besat-ouni-rente\/"]}]},{"@type":"ImageObject","inLanguage":"lb-LU","@id":"https:\/\/www.viager-equilibre.lu\/lb-lu\/de-verkeefer-an-dliewensrente-besat-ouni-rente\/#primaryimage","url":"https:\/\/www.viager-equilibre.lu\/wp-content\/uploads\/2019\/01\/etude-viagere-gratuite-224x300.jpg","contentUrl":"https:\/\/www.viager-equilibre.lu\/wp-content\/uploads\/2019\/01\/etude-viagere-gratuite-224x300.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/www.viager-equilibre.lu\/lb-lu\/de-verkeefer-an-dliewensrente-besat-ouni-rente\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"W\u00ebllkomm","item":"https:\/\/www.viager-equilibre.lu\/lb-lu\/"},{"@type":"ListItem","position":2,"name":"De Verkeefer an d&#8217;Liewensrente besat ouni Rente"}]},{"@type":"WebSite","@id":"https:\/\/www.viager-equilibre.lu\/lb-lu\/#website","url":"https:\/\/www.viager-equilibre.lu\/lb-lu\/","name":"Equilibr\u00e9iert Liewensrente","description":"Liewensrente Spezialist am G.D vu L\u00ebtzebuerg","publisher":{"@id":"https:\/\/www.viager-equilibre.lu\/lb-lu\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.viager-equilibre.lu\/lb-lu\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"lb-LU"},{"@type":"Organization","@id":"https:\/\/www.viager-equilibre.lu\/lb-lu\/#organization","name":"Equilibr\u00e9iert Liewensrente","url":"https:\/\/www.viager-equilibre.lu\/lb-lu\/","logo":{"@type":"ImageObject","inLanguage":"lb-LU","@id":"https:\/\/www.viager-equilibre.lu\/lb-lu\/#\/schema\/logo\/image\/","url":"https:\/\/www.viager-equilibre.lu\/wp-content\/uploads\/2026\/03\/logo.png","contentUrl":"https:\/\/www.viager-equilibre.lu\/wp-content\/uploads\/2026\/03\/logo.png","width":300,"height":105,"caption":"Equilibr\u00e9iert Liewensrente"},"image":{"@id":"https:\/\/www.viager-equilibre.lu\/lb-lu\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.viager-equilibre.lu\/lb-lu\/wp-json\/wp\/v2\/pages\/13272","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.viager-equilibre.lu\/lb-lu\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.viager-equilibre.lu\/lb-lu\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.viager-equilibre.lu\/lb-lu\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.viager-equilibre.lu\/lb-lu\/wp-json\/wp\/v2\/comments?post=13272"}],"version-history":[{"count":0,"href":"https:\/\/www.viager-equilibre.lu\/lb-lu\/wp-json\/wp\/v2\/pages\/13272\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.viager-equilibre.lu\/lb-lu\/wp-json\/wp\/v2\/media?parent=13272"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}